It is an old saying — Health is Wealth. The most important step to maintain this wealth is to get a health insurance policy for you as well as your family. But, sometimes the premiums of such policies can leave you in and out of the budget situation. Can you really do something to bring down your premium? Read on to learn about the 5 quickest ways to lower your health insurance premium.


1. Adopt a healthy lifestyle

Living a healthy life has many benefits. Your healthy lifestyle can easily help you in bringing down the health insurance premium. Exercise regularly, eat healthy diet, avoid smoking and heavy drinking, and your visits to the doctor will surely be minimized. The healthier you are, the lesser you are represented as a risk for the insurance company.


2. Shop for the best available price

One of the best options to keep your premium lowest is to go out and shop around for the health care policy. This will ensure that you find the best available policy that fits in your budget. Do a thorough research before investing in any policy. You can get information from your friends and relatives or even Internet.


3. Take up plans with higher deductibles

Insurance plans with higher deductibles tend to have lower premiums. Typically, deductible is the amount you are expected to pay toward hospital, doctor, and other medical bills. Taking up a plan with a higher deductible may not be a universally applicable idea. If you’re generally healthy and do not fall ill very frequently, then you can take up this plan. This way you can keep your premium at a lower rate and avail basic health care facilities as well. But, if you have a history of some major consistent illness, avoid taking this plan.


4. Take up a policy early in your life

The premium varies to a great extent with the age of the person. Try and get a policy as early in your life as you can. For example, if you buy a policy at the age of 25, then you’ll have to pay lesser premium but, if you go for the same policy at the age of 50 you’ll end up paying a raised premium amount.


5. Get in touch with independent insurance agents

You can take help from independent insurance agents. These agents represent several insurance agencies and can guide you to pick the right kind of health insurance policy and then plan your premiums at an affordable rate. Since independent agents will compete to get the business, so you’ll get serious offers quickly.

https://www.eubinsurance.com/

Dental insurance really comes in handy for those who cannot deal with the increasing costs of seeing a dentist. The decision to select dental insurance that is right for individuals or families (depending on the situation) becomes an important task to conclude.

Whether you are buying dental insurance through your place of business or looking for independent options, it is vital to analyze a variety of plans to ensure you are getting the best deal. Many different factors listed below may come into play when making a final selection.

Affordability

When selecting dental insurance, it is important to compare yearly maximum coverage on a regular basis. The amount in benefits that a plan will pay in one full year is one of the most important aspects to choosing the best dental insurance plan. Yearly maximums also renew on an automatic basis every year. It is also important to know that anything not used within a year will not roll over into the next. Many dental insurance companies only allow an average yearly max of $1000.

Dentists

In the case of independent dental insurance, most plans will only cover your dental services if they are administered from a dentist that is contracted or participating in their network. It is important to find out if you are required to receive your dental work from a participating dentist. Some plans may allow individuals to stay with their current dentists, but checking the policy for these allowances is essential.

Major Coverage

Dental insurance companies separate their dental procedures into three different categories. When comparing plans, you should ask about their policies regarding preventative, major, and restorative work. Varying dental companies will view different dental procedures in many different ways. For example, one dentist may consider root canals and crowns a major procedure while another will not. This is important to know before choosing a dental insurance plan.

Waiting Periods

The length of time that an insurance company will make you wait before you can enjoy coverage is called the waiting period. For example, some plans hold policies that make you wait 12 months or longer before you are covered for a crown.

Cosmetic Dentistry

If you are interested in seeing your dentist for any cosmetic procedures, such as teeth whitening or bleaching, you should know dental insurance companies rarely cover cosmetic dentistry. For the few that do, prepare for high rates.

https://www.eubinsurance.com/

Ongoing airdrop! For first 1000 participants 10 EUBI for free.

Participate
https://www.mintme.com/token/EUBI

1 EUBI token (EUBI) represents 0.00001% stake of EUB Insurance LLC investments.

About EUB Insurance LLC
Services:
Insurance Provider, Personal Loan Provider, Investment Service Provider Partners: IMG, Seven Corners, CoverWallet, World Nomads, Personal Loan Online, RoboForex, CopyFX

Insurance policies:
Travel Insurance Commercial Insurance International Health & Travel Medical Insurance
Visitor Insurance
Trip Cancellation Travel Insurance

Financial Services:
Personal Loan
FX investments
Business Insvetments

Affiliates in USA, Austria, UK, Canada. Address

2232 Dell Range Blvd. Suite 245 Cheyenne, WY 82009 USA
Phone
+1 917 7930550 (USA)
+43 720 775 378 (Austria)
+1 778 200 5076 (Canada)
+44 20 3807 0053 (UK)
https://www.eubinsurance.com/
https://www.eubfinance.com/

Each EUBI token holder will receive the business report of EUB Insurance LLC by June 30th of each year and the payment of the profit corresponding to the EUBI token portion by July 31st. Payment may be made at the request of the EUBI owner in BTC and in ETH.

Participate
https://www.mintme.com/token/EUBI

MintMe is a crowdfunding platform where patrons
also earn on their favorite influencer success.

HOW DOES IT WORK?
Anyone can mint or create a token (coin) that represents themselves or a project that they have created for their fanbase and supporters to support them.
It helps content creators to realize their maximum potential through a new innovative way of crowdfunding. It's also a social platform where traders
can interact with token creators and other traders. Tokens are created (minted) on top of our custom decentralized blockchain called MintMe Coin.
When you create coin or create token, you become an owner of your own financial future. Create a token, create a coin for your project or yourself or just trade other people coins.

https://www.mintme.com/

MintMe exchange is based on our custom blockchain solution called MintMe.com Coin - smart contracts platform, created for the World Wide Web. Traders on our exchange will use MINTME to trade people tokens and on top of that all token creators who want to tokenize themselves, will be using MintMe Coin as base for their projects. This will guarantee real non-speculative demand for MintMe Coin.

https://www.mintme.com/

You can invest in EUBI tokens for another two days in December 2020.
According to the 31th of December 2020 investment position, the guaranteed profit will be paid in the first week of January 2021.

Minimum investment is 10 EUBI.

Guaranteed profit payment has been brought forward!

Already by January, every 10 EUBI or above holder will receive a guaranteed 3 MINTME / EUBI payments,
Above 100 EUBI, 4 MINTME / EUBI
Above 500 EUBI, 5 MINTME / EUBI

Payment will be made as early as the first week of January 2021, and after always at first week every month in 2021.

https://www.mintme.com/token/EUBI

The Soothing Coin Team

January 2, 2021
Version 1.0

Downloadable at
https://github.com/sthc/AnonyID

Comments are welcome.


Summary

Identity verification is essential for the life in cyberspace. Unfortunately, nowadays identity verification in cyberspace is either virtually non-existent, or has to sacrifice the privacy in our real life. We hereby presents an elegant so-lution based on the cryptocurrency Soothing Coin (STHCOIN). The solution allows everybody to establish an anonymous identity (AnonyID) and provides an unprecedented way for universal online authentication. Like real life identity, a credible AnonyID is established via interactions and connections with other AnonyIDs, and cannot be easily replicated or forged. Each established AnonyID would represent a unique person in the real world and yet would not carry any information from the real world about the represented person. Furthermore, AnonyID is totally transparent, publicly verifiable and thus can be used universally, just like a human face in reality. Since AnonyID is completely separated from the real life identity, when using it for online authentication, one needs not be concerned with leaking his/her identity in the real world. To some extent, the AnonyID system is similar to LinkedIn but everything is anonymous and open to the public. We all need driver licenses and passports to do business in the real society. Soon, just like physical IDs, AnonyID will be needed by every citizen in the virtual society of cyberspace to prove their identity. Going above and beyond, AnonyID can be used for equipment and virtual entities as well and support computerized operations (e.g. POS in blockchain). On top of AnonyID, an online society can be formed that everybody and everything can be a part of anonymously. Such a society will be the norm in the future cyberspace.

This white paper defines AnonyID, specifies the protocol to implement it on STHCOIN and provides a roadmap. Web functionalities, mobile app and programming APIs for the use of AnonyID are also described. Since both the infrastructure and protocol are open, third parties can participate in the development in their own ways separate from the Soothing Coin team. Furthermore,
many interesting issues await the solutions from the public. The project is open in its nature. Anticipating its broad and deep impacts, we call for the participations of all interested parties.

https://github.com/sthc/AnonyID

https://soothing.center/en/

The possible solutions to the main problems facing the modern blockchain and cryptocurrencies market can be solved through a complex approach that can be offered by the proper infrastructure for catering to the needs of market participants and anticipating any future trends.
The solution offered by the BTCU team involves the creation of a new mining algorithm, the UPoS (Ultimatum PoS), that would usher in the development of a new blockchain matrix capable of resolving the long-standing issues of the market.

Consensus algorithm basis

BTCU will be based on LPoS mining algorithm combined with PoA, where LPoS will work for users to mine, and PoA to validate transactions. PoA-algorithm of transaction confirmation
will allow realizing the throughput of the blockchain at the level of 200 transactions per second, with the ability to scale up to 10,000 tps.

Leasing and Staking

The BTCU project team advocates avoiding classical mining for unloading the network, and also opposes the use of electricity on a massive scale for mining the cryptocurrency. The given approach is based on the fact that the crypto community has become more mature and is developing, changing its point of view in favor of preserving the environment and using more humane mining protocols. The LPoS algorithm creates a voting system that directly depends on the reputation of the validators. If the selected node does not work correctly or works inefficiently, it will be quickly
deleted and replaced by another. Therefore, the validators are motivated to act honestly and effectively, so that they are further voted for with their own steak.

Projects tokenization and DeFi

The integration of EVM (Ethereum virtual machine) technology into the BTCU network, which will allow the implementation of smart contracts on the well-known Solidity provides huge opportunities for tokenization projects or the implementation of DeFi.
Given the flexibility and scale, the Ethereum platform is the leader for the DeFi application, but that doesn't mean it's the only blockchain platform. High fees, problems with technical support of nodes, the oversupply of contracts, and network centralization, which is one of the most terrible threats to modern projects make them look for new solutions, one of which is BTCU.
DeFi is short for Decentralized Finance. Decentralized Finance includes digital assets, protocols, smart contracts, and dApps built on a blockchain.
Think of DeFi as an open financial ecosystem where you can build various small financial tools and services in a decentralized manner. Since these are applications built on a particular blockchain, they can be combined, modified, and integrated according to your needs.

https://btcu-wallet.com/

A new-generation Bitcoin fork, combining the best ideas and achievements of the crypto world!
A decentralized ecosystem with smart contracts, LPoS mining algorithm in conjunction with PoA, private transactions and other technologies at the heart of BTCU!

The main advantages of BTCU

The principle of validation and mining
The regulators, distributors and validators in the BTCU network will be authoritative advisers, blockchain companies, and crypto exchanges, which will gain control over the master nodes. This decision was made to unload the network, and to avoid classic, extremely energy-intensive mining. That is why the BTCU blockchain will be based on the LPoS mining algorithm combined with PoA, where LPoS will be used for mining by users, and PoA for transaction validation.

Coin sales principle

When the fork is launched, an airdrop will be conducted to all users of the Bitcoin network to wallets identical in the BTCU network in the ratio of 1:1 to the BTC balance on the branch block. After branching, all users will be able to find in the BTCU network the same amount of BTCU coins as in the BTC network at the time of branching. And most importantly, to use them you only need to log in your own address in the BTCU network.

High bandwidth

Using the PoA protocol to validate transactions will increase the bandwidth of the blockchain and get a speed of 200 tps with the ability to scale up to 10,000 tps. It is important to note that current bandwidth of the Bitcoin network is about 3,8 tps, which creates additional inconvenience to users when carrying out transactions.

Private transactions

It is worth remembering that the first and most important element of any blockchain network, especially in the matter of transactions, is anonymity. If a person, for some reason, chooses crypto payments as an alternative to the classic, then anonymity interests him no less than the absence of commissions and intermediaries. To keep BTCU users anonymous when making transactions, the development team added the ability to conduct private transfers within the network.

Smart contracts

The BTCU team sets itself the task of developing the direction of smart contracts and implementing atomic swap technology natively to the blockchain protocol to allow carry out transactions not only within the framework of a single blockchain protocol, but also interacting with other protocols, which will globally expand the possibilities of this technology. To make secure transactions, the BTC Ultimatum blockchain will use smart contracts that will save users from having to look for intermediaries or other ways to protect themselves from scammers.

https://btcu.app/

EUB Insurance to create its own financial services ecosystem.It opens up the insurance services market with unique new applications.

Each EUBI token holder also becomes an EUBI coin holder and receives a profit share.

The EUBI token profit sharing program will also continue as originally planned.

A detailed roadmap will be provided soon.

https://www.mintme.com/token/EUBI