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Ripple (XRP) is the fourth most valuable cryptocurrency by market size, and it is showing some advantages over the crypto leader Bitcoin (BTC).
According to one crypto analyst going by the name Crypto Whale, there are four clear advantages:
XRP is x1000 faster than $BTC (3–4 seconds)
XRP is x1000 cheaper than $BTC (more than $0.01)
XRP is better for the environment (no mining)
XRP is more scalable.
At the time this report was written, XRP traded at $0.249510 with a daily trading volume of $1,859,495,081. Furthermore, the XRP price has gone up 2.4% in the last 24 hours.
Of course XRP is a curious thing: it has dual roles as a payment platform and a currency, plus it is an open-source platform that was created to allow quick and cheap transactions.
Banks using XRP
It has certainly gained some traction with banks. In 2018, Japan’s Mitsubishi UFJ Financial Group, with assets of more than USD 2.8 trillion, announced that, in cooperation with Ripple, it would provide an international money transfer service on the payment corridor from Japan to Brazil. In Europe, HSBC Holdings Plc, with assets of about $2.5 trillion, disclosed in 2019 that it would use the XRP payment solution. Others having a relationship with Ripple include Banco Santander, Barclays PLC, Royal Bank of Canada, and Toronto-Dominion Bank.
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https://medium.com/@lendoplatformltd/why-xrp-may-be-a-better-buy-than-bitcoin-ba2b59aa3e0e